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Smart Expense Sharing Made Effortless

The ultimate tool for tracking shared expenses with friends and family. Real-time updates, secure UPI payments, and intelligent split logic.

Real-time Sync
UPI Payments
Encrypted Data
Download for Android

Version 1.0 (2026 Stable Build)

Why Choose CoSpend?

Real-Time Sync

Instantly see when a friend adds or deletes an expense. No more waiting or refreshing pages.

UPI Integration

Generate QR codes for the exact amount you're owed. Settle up with one tap via your favorite payment app.

Smart Family

Invite friends even if they aren't on the app yet. Our referral system handles everything automatically.

Inside the App

Dashboard & Management

Your central hub for financial clarity. Organize your life into different "Books" for trips, roommates, or events.

  • Create unlimited expense books
  • Filter by "My Books" or "Joined Books"
  • Dynamic search to find any entry instantly

Home Screen Data:

Name, Description, Member Counts, and Real-time Activity Feeds.

Settle Up & Payments

The most advanced split logic. We calculate exactly who owes whom, so you don't have to.

  • Automatic average calculation
  • Exclude members from specific calculations
  • Direct deep-links to payment apps (Paytm, GPay, etc.)

Expense Logic:

UPI ID Storage, Dynamic QR Generation, and Permission-based Deletion.

Notifications & Connectivity

Stay updated with a dedicated notification center that tracks your last visit and highlights what's new.

  • In-app badges for unread messages
  • Branded email invites for new users
  • Referral tracking: know when a friend joins

Connectivity Data:

Email Verification, Invite Status (Pending/Accepted), and Activity Logs.